NYSERDA Residential Finance Programs for Home Improvements

Customers can qualify for the following loan products:

Smart Energy Loan

This loan is available to help customers finance energy efficiency and mechanical improvements to their homes. It is repaid in installments to NYSERDA’s loan servicer.

On-Bill Recovery Loan

This loan is available to help customers finance energy efficiency and mechanical improvements to their homes. It is repaid through an installment charge on your utility bill.

Renewable Energy Tax Credit Bridge Loan

This loan is available to help customers finance eligible renewable energy systems and improvements.

Residential Financing Programs

NYSERDA offers a suite of loans under the Green Jobs-Green New York (GJGNY) Program to help New York State residents finance energy efficiency improvements, and renewable energy systems.

Prior to accessing a NYSERDA loan, homeowners must have an energy assessment or audit that identifies energy services to be undertaken. Homeowners may use loans for the following programs:

EmPower+: Offers income-qualified homeowners a comprehensive, whole-house approach, plus discounts up to 50% of eligible improvement costs, to enhance energy efficiency and home comfort while saving money. Use the loans for the purchase and installation of energy efficiency upgrades.
Residential Energy Assessment Program and Comfort Home Pilot: Identifies where your home is wasting energy and how you can save money and improve your home’s comfort year-round. Use the loans for the purchase and installation of energy efficiency upgrades.
NY-Sun: Makes going solar accessible and affordable. Use the loans to purchase and install solar at home.
NYS Heating and Cooling: Offers more efficient heating and cooling option that eliminate fossil fuels. Use the loans for purchase and installation costs of air source and ground source heat pumps.
PSEGLI Home Performance: Offers PSE&G customers a whole-home approach to energy efficiency and can lower energy costs plus offers rebates on energy-saving home improvements plus offers. Use the loans for the purchase and installation of energy efficiency upgrades.
Home Comfort – PSEG Long Island: Offers PSE&G customers more efficient heating and cooling options that eliminate fossil fuels. Use the loans for purchase and installation costs of air source heat pumps.

M. De La Torre

Mike and his crew replaced my waste pipes. They took their time and did a great job making sure there were no leaks and cleaned up after they were done. Will continue to use them for other projects.

S. Gordon

Pipe Doctor is such a pleasure to work with the customer service department is so efficient. The plumbers were on time and a pleasure to work with. Mike G is a real professional not only is he meticulous in his work, he cleans up and makes the place look cleaner than when he would started. Would highly recommend their service.

J. King

Daniel and Mike did a great job repairing my Navien. They were here right away and fixed the issue I was having. I would highly recommend Pipe Doctor!

H. Bains

I have been following Mikey Pipes/ Pipe Doctor on his YouTube channel and having watched all of his videos I must say that he is one of the most honest contractors I have ever seen and his professionalism is incredible. It is so impressive that he always gets to the root of the problem quickly and always comes up with the very best solution on the spot. Anyone that hires his services must consider themselves lucky!

J. Pearl

Had the original boiler in our house finally go. Within 24 hours mike was here to put a brand new boiler in and we are warm again. Would definitely use pipe doctor again!

J. Miller

Mike and his crew are fantastic. Aside from exceptional work which is evident if you watch any of the YouTube clips, Mike’s knowledge is out of this world. Not only does he know his stuff, he also spent the time to make sure I had a solid background of the inner workings of the system. That’s very helpful to a homeowner!

D. Summers

My water heater stop working and I needed a replacement. I Called pipe doctor and within 3 hrs Mike showed up, looked at it, and gave me a reasonable price. Mike was very professional and did a great job. Keep up the great work!!!

Parrish Family

While we live several states away, we watch the videos that Pipe Doctor releases on Youtube. Mikey is extremely responsive on their social media platforms, even to people that are not their direct customers. If Pipe Doctor ever branches out to my area, we will absolutely use them for all our HVAC and plumbing needs.

T. Van Buskrik

This is my second year using Pipe Doctor for my HVAC maintenance. Mike and his technicians are simply the best in the business. They arrive on time, are courteous, and most importantly they know their stuff. They do the job right.

Peggy M.

Been Relying on These Guys for Years.
Good work, fair price, quick response, and nice guys who are professional and know their stuff. They’ve never disappointed me.

R. Philip

Pipe Doctor is definitely an A++ local business that is amazingly professional, more than reasonable in pricing, and super super fast. They do not skimp in on using the best product and the services that they provide is second to none. They finished my water heater install same day in the snow within 2 hrs from call, negotiating, delivery and removal. Will use in the future without a doubt. Pipe Doctor second to none!